Special Chapter 13 Programs Available

You're Still in Chapter 13 - But You're NOT locked out of Home Financing

Where can I find my Customer ID

Please Enter your Customer ID in the form.  Your Customer ID is located on the document shown below.

         Good news - 82% of filers who applied qualified for home financing

Example Document

You can qualify for a mortgage during bankruptcy with no 2-year waiting period.

You can learn more about how these special loans work.

Enter your 5-digit Customer ID to check if you qualify.  82% of recent filers were pre approved — you could be next


Most people complete this step in minutes

*No Credit Check Required

Your information is secure and used ONLY to check eligibility.

Our Simple 3-Step Process

Choose Buy or Refinance — We Help with Court Approvals

Enter Customer ID or Fill Out Secure Form

We Review Your Status and Options

Provide your information securely to begin the qualification process.

Our experts analyze your bankruptcy status and identify available financing options.

Select your preferred option and we'll guide you through the court approval process.


WAITING COULD COST YOU YEARS

Waiting until your bankruptcy is discharged adds a mandatory 2-year delay. Act now and skip the wait. Our mortgage specialists can help you navigate the process and get approved while still in Chapter 13.


What You Can Do

Buy a New Home with Court Approval

Refinance Your Current Mortgage

Purchase a new home with competitive rates and terms, even during your bankruptcy. We'll help with the court approval process.

Lower your monthly payments, reduce your interest rate, or access equity in your home while still in Chapter 13 bankruptcy.

Sucess Stories

"Even with my bankruptcy, Icon Mortgage found me a great rate on my new home purchase. The court approval process was easier than I expected."

— Jennifer L., Phoenix, AZ

— Michael T., Columbus, OH

"My attorney said I'd have to wait 2 years after discharge, but Icon Mortgage got me approved while still in Chapter 13. So grateful!"

"I didn't think I could qualify, but Icon Mortgage helped me refinance during Chapter 13 and save $376/month."

— Sarah M., Flint, MI

Ready to Move Forward ?

Don't let Chapter 13 bankruptcy stop you from achieving your homeownership goals. Our specialists are ready to help you navigate the process.